Direct Private Lending for Investment Real Estate

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An Independent Direct Private Lending Firm

J&M Business Capital has helped businesses and individuals with commercial lending for real estate and business acquisitions since 1991.

We deliver comprehensive direct private lending for Fix & Flip and Multifamily bridge, Stabilized Bridge, Ground Up New Construction and Term Loans. Additionally, with our alliance partners, we coordinate tax incentive and historical tax credit services.

Our expertise in 504b SBA lending aligns process knowledge with a vast banking network to make any industrial, hospitality or office building lending less complicated with expedited closings.

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Your Personal Finance Department

A full range of real estate investment financing solutions through one trusted source.

J&M Business Capital serves as your dedicated Personal Finance Department, giving real estate investors access to a broad range of financing solutions, strategic support, and lending expertise under one roof. Instead of working with multiple disconnected sources, borrowers can rely on one trusted team to help them navigate funding opportunities more efficiently and profitably.

Program Overview

1-10 Unit Financing

1-10 Unit Properties. Access capital for Fix and Flip, Rehab Bridge, Ground Up Construction, DSCR Term and Portfolio (term or rehab).

1-10 Unit Properties
Fix and Flip
Rehab Bridge
Ground Up Construction
DSCR Term
Portfolio (term or rehab)

Program Overview

5-20 Unit Financing

Access capital primarily for rehab value add projects and ground up construction.

Rehab Value Add Projects
Ground Up Construction
5-20 Unit Properties

Program Overview

Transactional Funding

Use fast capital for double closings and other situations where speed is critical to getting the deal across the finish line.

Designed for Double Closings
Supports short-term transactional needs
Helps facilitate back-to-back real estate deals

Program Overview

Gap Funding

Bridge short-term funding gaps and keep your transaction moving when timing matters and additional capital is needed.

No Lien Gap Loans
Helps cover capital gaps between financing sources
Useful for time-sensitive opportunities and deal completion

Program Overview

Raw Land Acquisition

Secure capital for raw land purchases intended for future development, repositioning, or long-term investment plans.

Land acquisition financing
Loan amounts from $30K to $1M
Ideal for future development and strategic land holds

Program Overview

Specialty Programs

Flexible lending solutions for specialized projects and business-purpose financing needs.

Brokered 504 SBA Expertise
Acquisition and refinancing of Assisted Living Facilities (ALF)
Hospitality Acquisition and Refinancing

From straightforward deals to more complex scenarios, J&M Business Capital provides access to the capital investors need to move forward.

More Than a Loan Source

Working with J&M Business Capital means more than accessing a loan. It means having a dependable financial resource that understands the broader needs of real estate investors and helps connect the right solution to the right opportunity.

By bringing multiple financing paths into one place, J&M Business Capital helps simplify decision-making, improve efficiency, and support stronger investment outcomes.

Contact J&M Business Capital

Close Fix & Flip Loans in 5-Days!

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Fast Approvals

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Investor-Friendly Terms

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Direct Private Lender

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Close as Soon as 5-Days

Get the capital you need to find,
fund and flip faster!

Submit details & get started!

Testimonials

I had the pleasure of working with J&M Business Capital for my recent rehab transaction, and I couldn't be more satisfied with the experience. Their team was professional, transparent, and incredibly helpful throughout the entire lending process. They provided clear communication, competitive rates, and went above and beyond to ensure everything went smoothly. Thanks to their expertise, I was able to secure the financing I needed quickly and with confidence. I highly recommend them to anyone in need of reliable real estate lending services.

Kenny L
Investor in Massachusetts
Fix & Flips

We are incredibly grateful for the outstanding lending services provided by J&M Business Capital. Their team made the entire process smooth and stress-free, offering clear guidance and exceptional support every step of the way. Thanks to their expertise and dedication, we were able to secure the funding we needed to grow our business. We highly recommend J&M Business Capital to anyone in need of reliable and professional lending services.

Jacob P
Investor & Developer in Idaho
Fix & Flips, Ground up Construction

I have done multiple projects with J&M Business Capital over the past year. Their responsiveness and hands-on approach throughout the project ensures all details are accounted for and no questions left unanswered. The prioritization of customer service has led to seamless funding of deals, and I look forward to continued business and a strategic partnership moving forward.

Garett L
Investor in Ohio & Massachusetts
Fix & Flips, Rehab projects

I come from humble beginnings, so owning real estate was never something I thought was possible. Getting started turned out to be the easy part, utilizing FHA Loans, but I needed a way to scale beyond my first deal. J&M Business capital made it possible to string together a 3 year span of time where both myself and my family could accumulate a portfolio nearing 200 doors! On behalf of my family and I, we owe a debt of gratitude to J&M Business Capital for making that possible.

Brendan C
Investor in Ohio
Fix & Flips, Long Term Acquisition

I've known J&M Business Capital for more than 4 years and they have been a tremendous lender to my company. JMBC has provided lending solutions on more than 50+ deals to members in my organization. They are experienced, professional, and offer creative lending solutions for uncommon situations. JMBC takes tremendous pride in ensuring a smooth transaction for their clients & has a stellar reputation. I'd highly recommend JMBC as they are a top notch company and work diligently to find the right solution for all situations.

Robert D
Fire Tribe National LLC
Investor MA, RI, OH

Iowa Home Offers LLC has just completed our first fix and flip loan with J and M Business Capital and were very pleased with the whole process. It was a pleasure working directly with company partner, Michael Corrigan, and our local representative, Mason Jacobs. Both went above and beyond to craft a loan that worked for everyone, even though there were some bumps in the road when an appraisal came in lower than expected. We also found the administrative staff very efficient and easy to work with to assure that the rehab project was documented thoroughly and draws were approved and funding wires sent quickly. In the end, we were able to complete a $105,000 renovation in 10 weeks and accepted an offer at nearly full asking price two weeks after it went onto the market! Liz Nichols, Managing Member, Iowa Home Offers LLC

Liz E
Investor in Iowa
Fix & Flips, Rehab projects

Contact Us

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Boston, MA Office

mcorrigan@jandmbuscap.com
Office: 774-220-8626

Asheboro, NC Office

jnutt@jandmbuscap.com
Office: 336-962-2777

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