What we do

At J&M Business Capital, we pride ourselves on sourcing debt financing and equity through both institutional capital markets, and private alternative sources. 

We lead our clients through a disciplined process to accurately build a pre-finance package that delivers meaningful data. By adhering to such parameters, we can effectively attract multiple lenders and investors. In the end, we then deliver only the most advantageous terms that capitalize on the cyclical trends in real estate and business, solve and execute complex transactions, and assist out clients in acquiring assets that provide market value. 

Our discipline to this structure demonstrates our understanding of the macro-economic conditions and local market dynamics while implementing value and ROI to the completed project.

J&M Capital is rare among Commercial Lending Brokers as it provides services to complete all of the financial preparedness, business plans, and tax incentives.

Our team consists of expertise in new market tax credits on most CRE projects.   We have the proficiency to acquire Credit Enhancement Agreements with local governing bodies, and Historical Tax Credits when applicable.   

J&M Business Capital has assembled a team of seasoned professionals with more than 50 years of combined finance experience as principals, developers, senior business executives, and strategic advisers, spanning multiple markets. 

Our lending focus is on new project financing, mixed use real-estate development projects, SBA Lending for business expansions, investment real estate financing for SFR and larger multi-family investors.  We have access to non-recourse lending programs, flexible underwriting standards, and creative loan structures with fast execution. 

What makes us different from the rest?  Unlike many brokers that connect a "lender of the month" then disappear, we become an extended function of your office.  

We concentrate our time to constructing your project presentation, executive summary, financial analysis and then targeting the lenders that will compete for your project.  

Our work minimizes redundancy and time to close as our lenders know we introduce solid deals that fit their criteria.  We become your partner through to the close.